Retirement Plan Consulting

Plan Design and Compliance

Your business thrives when employees receive a robust, compliant retirement plan. It’s one of the most important pieces of your talent attraction and retention strategy.

Our retirement plan consulting group stays on top of complex regulations to help you avoid costly errors and non-compliance risks.

Our certified public accountants, certified professional coders, and qualified 401(k) administrators—most of whom have been in this specialized field for 20+ years—are fueled by a desire to help you increase your retirement plan's potential.

We take the guesswork out of IRS and Department of Labor guidelines, with timely filings and updates managed by our team of certified professionals. Our services include:

• Detailed plan design to match your business needs
• Regulatory compliance assurance
• Timely filings to avoid penalties
• Analysis of all fees and expenses, keeping them in line with ERISA guidelines

Investment Consulting

Through our unbiased analysis of your investment performance and costs, we can help your employees create a diversified portfolio with competitive expenses.

We offer employee educational sessions to help your workforce understand the value these benefits provide their future financial stability.

The Retirement Plan Consulting group provides:

• Transparent review of investment performance and costs
• Tailored investment offerings in line with industry best practices
• Mutual fund analysis using specialized tools
• Employee educational sessions to increase employee participation and confidence

Our Retirement Plan Philosophy

Reducing Investment Complexity Can Help Improve Results

• Offer simple and streamlined investment lineups. Giving people fewer options often leads to better decisions, according to academic research.
• Avoid offering too many 401(k) investment options to mitigate confusion, reduce performance chasing, and prevent a false assurance of diversification.

Focus on the Fundamentals

• Emphasize the importance of asset allocation and diversification for long-term results
• Guide participants toward better decisions by offering broadly diversified investment options
• Encourage plan participants to invest in professionally managed investment solutions such as target date retirement funds

Investment Costs Matter

• Understand that higher-cost investments may not equate to better results
• Know that the effect of high investment costs can be significant in the long term
• Provide participants with access to investment options with lower costs, regardless of management style (active or passive)