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Relief on Long-Duration Insurance Transition

ASU 2022-05 will provide optional transition relief as the implementation date for the overhaul of long-duration insurance accounting approaches.

The implementation date for the overhaul of long-duration insurance accounting is quickly approaching for large SEC registrants. Accounting Standards Update (ASU) 2018-12, Financial Services—Insurance (Topic 944): Targeted Improvements to the Accounting for Long-Duration Contracts (LDTI), makes targeted—but significant—changes to assumption updates, amortization of deferred acquisition costs, and accounting for market-risk benefits and adds extensive new disclosures. On December 15, 2022, FASB issued ASU 2022-05 to provide optional transition relief, which will be effective with the adoption of ASU 2018-12. This article provides details on transition relief.

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